Easy-to-follow resources to help you navigate your Medicare options with confidence and care.
Medicare is your gateway to healthcare protection as you age. Understanding the basics is key to making informed choices about your health coverage. Here's what you need to know:
*Important Note: With Medicare, you can make changes during open enrollment periods, including switching plans or adding coverage like prescription drug plans. Your healthcare needs can evolve, and Medicare offers flexibility to adjust accordingly.
Medicare Advantage plans combine all the benefits of Original Medicare (Parts A and B) and often provide additional coverage that is not included in Original Medicare. These plans are offered by private insurance companies approved by Medicare and may include:
*Important Note: Medicare Advantage plans are an alternative to Original Medicare, and you must have Medicare Part A and Part B to join one. These plans are available in most areas, but coverage options can vary by location.
Prescription Drug Plans (Part D) help cover the costs of your medications, so you don’t have to pay full price out of pocket. These plans are available through private insurance companies approved by Medicare and are designed to keep your prescriptions affordable. Part D plans can save you money on both generic and brand-name drugs, with coverage that may vary based on your plan and preferred pharmacies.
*Important Note: Medicare Advantage plans are an alternative to Original Medicare, and you must have Medicare Part A and Part B to join one. These plans are available in most areas, but coverage options can vary by location.
Medigap plans, also known as Medicare Supplement Insurance, help cover the out-of-pocket costs that Original Medicare doesn’t pay, including co-pays, coinsurance, and deductibles. Medigap can help reduce your out-of-pocket expenses and provide extra peace of mind by filling the gaps in your Original Medicare coverage.
*Important Note: If you have a Medicare Advantage plan with drug coverage (MA-PD), you don't need a separate Part D plan.
Your health deserves a plan that’s reliable, flexible, and tailored to your needs—Our Medicare plans have you covered.
Please Note: We are not connected with or endorsed by the United States government or the federal Medicare program. We do not offer every plan available in your area, and any information we provide is limited to those plans we do offer in your area. Please get in touch with 1-800-MEDICARE to get information on all your options.